diff --git a/bruno/neon-sprawl-server/combat-health/Get combat health after elite attack.bru b/bruno/neon-sprawl-server/combat-health/Get combat health after elite attack.bru
new file mode 100644
index 0000000..dedc19b
--- /dev/null
+++ b/bruno/neon-sprawl-server/combat-health/Get combat health after elite attack.bru	
@@ -0,0 +1,90 @@
+meta {
+  name: Get combat health after elite attack
+  type: http
+  seq: 2
+}
+
+docs {
+  E5M2-09 AC smoke: lock prototype_npc_elite, damaging cast, wait attackCooldownSeconds (5.0s) + telegraphWindupSeconds (2.5s), GET combat-health.
+  Integration tests own precise timing via FakeClock; Bruno uses sleep(8000) against dev server real clock.
+}
+
+script:pre-request {
+  const axios = require("axios");
+  const { resetPrototypeCombatTargets } = require("./scripts/combat-targets-reset-helper.js");
+  const baseUrl = bru.getEnvVar("baseUrl") || bru.getVar("baseUrl");
+  const playerId = bru.getEnvVar("playerId") || bru.getVar("playerId");
+  const jsonHeaders = { headers: { "Content-Type": "application/json" } };
+
+  function sleep(ms) {
+    return new Promise((resolve) => setTimeout(resolve, ms));
+  }
+
+  await resetPrototypeCombatTargets(bru);
+
+  await axios.post(
+    `${baseUrl}/game/players/${playerId}/move`,
+    { schemaVersion: 1, target: { x: -2, y: 0.9, z: -2 } },
+    jsonHeaders,
+  );
+
+  await axios.post(
+    `${baseUrl}/game/players/${playerId}/hotbar-loadout`,
+    {
+      schemaVersion: 1,
+      slots: [{ slotIndex: 0, abilityId: "prototype_pulse" }],
+    },
+    jsonHeaders,
+  );
+
+  await axios.post(
+    `${baseUrl}/game/players/${playerId}/target/select`,
+    { schemaVersion: 1, targetId: "prototype_npc_elite" },
+    jsonHeaders,
+  );
+
+  const castResponse = await axios.post(
+    `${baseUrl}/game/players/${playerId}/ability-cast`,
+    {
+      schemaVersion: 1,
+      slotIndex: 0,
+      abilityId: "prototype_pulse",
+      targetId: "prototype_npc_elite",
+    },
+    jsonHeaders,
+  );
+
+  const castBody = castResponse.data;
+  if (!castBody?.accepted || !castBody?.combatResolution) {
+    throw new Error(`neo95 cast failed: ${JSON.stringify(castBody)}`);
+  }
+
+  await axios.get(`${baseUrl}/game/world/npc-runtime-snapshot`);
+
+  await sleep(8000);
+
+  bru.setVar("neo95CastBody", JSON.stringify(castBody));
+}
+
+get {
+  url: {{baseUrl}}/game/players/dev-local-1/combat-health
+  body: none
+  auth: none
+}
+
+tests {
+  test("cast body shows accepted damaging pulse on elite", function () {
+    const castBody = JSON.parse(bru.getVar("neo95CastBody"));
+    expect(castBody.accepted).to.equal(true);
+    expect(castBody.combatResolution.targetRemainingHp).to.equal(175);
+  });
+
+  test("player HP decreased by elite attackDamage (25)", function () {
+    const body = res.getBody();
+    expect(body.schemaVersion).to.equal(1);
+    expect(body.playerId).to.equal("dev-local-1");
+    expect(body.maxHp).to.equal(100);
+    expect(body.currentHp).to.equal(75);
+    expect(body.defeated).to.equal(false);
+  });
+}
diff --git a/bruno/neon-sprawl-server/combat-health/Get player combat health.bru b/bruno/neon-sprawl-server/combat-health/Get player combat health.bru
new file mode 100644
index 0000000..9ca6dcd
--- /dev/null
+++ b/bruno/neon-sprawl-server/combat-health/Get player combat health.bru	
@@ -0,0 +1,24 @@
+meta {
+  name: Get player combat health
+  type: http
+  seq: 1
+}
+
+get {
+  url: {{baseUrl}}/game/players/dev-local-1/combat-health
+  body: none
+  auth: none
+}
+
+tests {
+  test("returns 200 JSON with schema v1 and full HP baseline", function () {
+    expect(res.getStatus()).to.equal(200);
+    expect(res.getHeader("content-type")).to.contain("application/json");
+    const body = res.getBody();
+    expect(body.schemaVersion).to.equal(1);
+    expect(body.playerId).to.equal("dev-local-1");
+    expect(body.maxHp).to.equal(100);
+    expect(body.currentHp).to.equal(100);
+    expect(body.defeated).to.equal(false);
+  });
+}
diff --git a/bruno/neon-sprawl-server/combat-health/folder.bru b/bruno/neon-sprawl-server/combat-health/folder.bru
new file mode 100644
index 0000000..b52efdf
--- /dev/null
+++ b/bruno/neon-sprawl-server/combat-health/folder.bru
@@ -0,0 +1,9 @@
+meta {
+  name: combat-health
+}
+
+docs {
+  NEO-95: GET /game/players/{id}/combat-health — session player combat HP after NPC telegraph resolve.
+  Pre-request scripts call POST /game/__dev/combat-targets-fixture so CI survives ability-cast folder pollution.
+  Elite attack smoke (seq 2) uses sleep(8000) against real dev server clock; integration tests use FakeClock.
+}
diff --git a/docs/decomposition/modules/E5_M2_NpcAiAndBehaviorProfiles.md b/docs/decomposition/modules/E5_M2_NpcAiAndBehaviorProfiles.md
index 03510cb..306e3e3 100644
--- a/docs/decomposition/modules/E5_M2_NpcAiAndBehaviorProfiles.md
+++ b/docs/decomposition/modules/E5_M2_NpcAiAndBehaviorProfiles.md
@@ -7,7 +7,7 @@
 | **Module ID** | E5.M2 |
 | **Epic** | [Epic 5 — PvE Combat](../epics/epic_05_pve_combat.md) |
 | **Stage target** | Prototype |
-| **Status** | In Progress — Slice 2 backlog [E5M2-prototype-backlog.md](../../plans/E5M2-prototype-backlog.md): **E5M2-01** [NEO-87](https://linear.app/neon-sprawl/issue/NEO-87) catalog + CI landed · **E5M2-02** [NEO-88](https://linear.app/neon-sprawl/issue/NEO-88) server load landed · **E5M2-03** [NEO-89](https://linear.app/neon-sprawl/issue/NEO-89) registry + DI landed · **E5M2-04** [NEO-90](https://linear.app/neon-sprawl/issue/NEO-90) behavior-definitions GET landed · **E5M2-05** [NEO-91](https://linear.app/neon-sprawl/issue/NEO-91) NPC instance registry + combat-target migration landed · **E5M2-06** [NEO-92](https://linear.app/neon-sprawl/issue/NEO-92) aggro rule + threat store landed · **E5M2-07** [NEO-93](https://linear.app/neon-sprawl/issue/NEO-93) NPC runtime state machine landed · **E5M2-08** [NEO-94](https://linear.app/neon-sprawl/issue/NEO-94) runtime snapshot GET landed → **E5M2-12** [NEO-98](https://linear.app/neon-sprawl/issue/NEO-98) |
+| **Status** | In Progress — Slice 2 backlog [E5M2-prototype-backlog.md](../../plans/E5M2-prototype-backlog.md): **E5M2-01** [NEO-87](https://linear.app/neon-sprawl/issue/NEO-87) catalog + CI landed · **E5M2-02** [NEO-88](https://linear.app/neon-sprawl/issue/NEO-88) server load landed · **E5M2-03** [NEO-89](https://linear.app/neon-sprawl/issue/NEO-89) registry + DI landed · **E5M2-04** [NEO-90](https://linear.app/neon-sprawl/issue/NEO-90) behavior-definitions GET landed · **E5M2-05** [NEO-91](https://linear.app/neon-sprawl/issue/NEO-91) NPC instance registry + combat-target migration landed · **E5M2-06** [NEO-92](https://linear.app/neon-sprawl/issue/NEO-92) aggro rule + threat store landed · **E5M2-07** [NEO-93](https://linear.app/neon-sprawl/issue/NEO-93) NPC runtime state machine landed · **E5M2-08** [NEO-94](https://linear.app/neon-sprawl/issue/NEO-94) runtime snapshot GET landed · **E5M2-09** [NEO-95](https://linear.app/neon-sprawl/issue/NEO-95) NPC attack resolve + player combat HP → **E5M2-12** [NEO-98](https://linear.app/neon-sprawl/issue/NEO-98) |
 | **Linear** | Label **`E5.M2`** · [E5M2-prototype-backlog.md](../../plans/E5M2-prototype-backlog.md) **E5M2-01** [NEO-87](https://linear.app/neon-sprawl/issue/NEO-87) · **E5M2-02** [NEO-88](https://linear.app/neon-sprawl/issue/NEO-88) · **E5M2-03** [NEO-89](https://linear.app/neon-sprawl/issue/NEO-89) · **E5M2-04** [NEO-90](https://linear.app/neon-sprawl/issue/NEO-90) · **E5M2-05** [NEO-91](https://linear.app/neon-sprawl/issue/NEO-91) → **E5M2-12** [NEO-98](https://linear.app/neon-sprawl/issue/NEO-98) |
 
 ## Purpose
@@ -89,6 +89,8 @@ The **first shipped three-archetype NPC spine** under `content/npc-behaviors/*.j
 
 **NPC runtime snapshot HTTP (NEO-94):** **`GET /game/world/npc-runtime-snapshot`** — versioned read-only projection (`schemaVersion` **1**, **`npcInstances`**, optional nested **`activeTelegraph`**) with lazy **`AdvanceAll`** on poll. Plan: [NEO-94 implementation plan](../../plans/NEO-94-implementation-plan.md); [server README — NPC runtime snapshot (NEO-94)](../../../server/README.md#npc-runtime-snapshot-neo-94); Bruno `bruno/neon-sprawl-server/npc-runtime-snapshot/`.
 
+**Session player combat HP (NEO-95):** **`IPlayerCombatHealthStore`** + **`NpcAttackOperations.TryResolveTelegraphComplete`** in `server/NeonSprawl.Server/Game/Combat/` — telegraph complete applies catalog **`attackDamage`** to aggro holder; **`GET /game/players/{id}/combat-health`** read model for client HUD. Plan: [NEO-95 implementation plan](../../plans/NEO-95-implementation-plan.md); [server README — Session player combat HP (NEO-95)](../../../server/README.md#session-player-combat-hp-neo-95); Bruno `bruno/neon-sprawl-server/combat-health/`.
+
 **NPC behavior definitions HTTP (NEO-90):** **`GET /game/world/npc-behavior-definitions`** — versioned read-only projection (`schemaVersion` **1**, **`npcBehaviors`**) backed by **`INpcBehaviorDefinitionRegistry`**. Plan: [NEO-90 implementation plan](../../plans/NEO-90-implementation-plan.md); [server README — NPC behavior definitions (NEO-90)](../../../server/README.md#npc-behavior-definitions-neo-90); Bruno `bruno/neon-sprawl-server/npc-behavior-definitions/`.
 
 ## Risks and telemetry
diff --git a/docs/plans/E5M2-prototype-backlog.md b/docs/plans/E5M2-prototype-backlog.md
index 4428249..289c6ec 100644
--- a/docs/plans/E5M2-prototype-backlog.md
+++ b/docs/plans/E5M2-prototype-backlog.md
@@ -297,9 +297,11 @@ Working backlog for **Epic 5 — Slice 2** ([NPC archetypes and telegraphs](../d
 
 **Acceptance criteria**
 
-- [ ] Elite archetype telegraph → attack deals catalog damage to holder.
-- [ ] Player HP read model matches store after NPC attack.
-- [ ] No client-side damage math required for verification (Bruno or integration tests).
+- [x] Elite archetype telegraph → attack deals catalog damage to holder.
+- [x] Player HP read model matches store after NPC attack.
+- [x] No client-side damage math required for verification (Bruno or integration tests).
+
+**Landed ([NEO-95](https://linear.app/neon-sprawl/issue/NEO-95)):** **`IPlayerCombatHealthStore`** + **`NpcAttackOperations.TryResolveTelegraphComplete`** — telegraph complete applies catalog damage; **`GET /game/players/{id}/combat-health`**; plan [NEO-95-implementation-plan.md](NEO-95-implementation-plan.md).
 
 **Client counterpart:** [NEO-97](https://linear.app/neon-sprawl/issue/NEO-97) — player HP + incoming telegraph/attack feedback labels.
 
diff --git a/docs/plans/NEO-95-implementation-plan.md b/docs/plans/NEO-95-implementation-plan.md
index b71d076..622ba43 100644
--- a/docs/plans/NEO-95-implementation-plan.md
+++ b/docs/plans/NEO-95-implementation-plan.md
@@ -46,9 +46,9 @@
 
 ## Acceptance criteria checklist
 
-- [ ] Elite archetype telegraph → attack deals catalog damage (**25**) to holder.
-- [ ] Player HP read model matches store after NPC attack.
-- [ ] No client-side damage math required for verification (Bruno or integration tests).
+- [x] Elite archetype telegraph → attack deals catalog damage (**25**) to holder.
+- [x] Player HP read model matches store after NPC attack.
+- [x] No client-side damage math required for verification (Bruno or integration tests).
 
 ## Technical approach
 
diff --git a/server/NeonSprawl.Server.Tests/Game/Combat/CombatTargetFixtureApiTests.cs b/server/NeonSprawl.Server.Tests/Game/Combat/CombatTargetFixtureApiTests.cs
index b609f3a..584fbe9 100644
--- a/server/NeonSprawl.Server.Tests/Game/Combat/CombatTargetFixtureApiTests.cs
+++ b/server/NeonSprawl.Server.Tests/Game/Combat/CombatTargetFixtureApiTests.cs
@@ -22,7 +22,9 @@ public sealed class CombatTargetFixtureApiTests
         var store = factory.Services.GetRequiredService<ICombatEntityHealthStore>();
         var threatStore = factory.Services.GetRequiredService<IThreatStateStore>();
         var runtimeStore = factory.Services.GetRequiredService<INpcRuntimeStateStore>();
+        var playerHealthStore = factory.Services.GetRequiredService<IPlayerCombatHealthStore>();
         _ = store.TryApplyDamage(PrototypeNpcRegistry.PrototypeNpcMeleeId, 100, out _);
+        _ = playerHealthStore.TryApplyDamage("dev-local-1", 40, out _);
         _ = threatStore.TrySetHolder(PrototypeNpcRegistry.PrototypeNpcMeleeId, "dev-local-1");
         var windupStarted = new DateTimeOffset(2026, 5, 27, 12, 0, 0, TimeSpan.Zero);
         _ = runtimeStore.TryWrite(
@@ -54,6 +56,9 @@ public sealed class CombatTargetFixtureApiTests
         runtimeStore.TryGet(PrototypeNpcRegistry.PrototypeNpcMeleeId, out var runtime);
         Assert.Equal(NpcBehaviorState.Idle, runtime.BehaviorState);
         Assert.Null(runtime.ActiveTelegraph);
+        playerHealthStore.TryGet("dev-local-1", out var playerHealth);
+        Assert.Equal(PlayerCombatHealthDefaults.MaxHp, playerHealth.CurrentHp);
+        Assert.False(playerHealth.Defeated);
     }
 
     [Fact]
diff --git a/server/NeonSprawl.Server.Tests/Game/Combat/NpcAttackOperationsTests.cs b/server/NeonSprawl.Server.Tests/Game/Combat/NpcAttackOperationsTests.cs
new file mode 100644
index 0000000..f8c2084
--- /dev/null
+++ b/server/NeonSprawl.Server.Tests/Game/Combat/NpcAttackOperationsTests.cs
@@ -0,0 +1,89 @@
+using NeonSprawl.Server.Game.Combat;
+using NeonSprawl.Server.Game.Npc;
+using Xunit;
+
+namespace NeonSprawl.Server.Tests.Game.Combat;
+
+public sealed class NpcAttackOperationsTests
+{
+    [Fact]
+    public void TryResolveTelegraphComplete_ShouldApplyCatalogDamage_WhenHolderMatches()
+    {
+        // Arrange
+        var threatStore = new InMemoryThreatStateStore();
+        var playerHealthStore = new InMemoryPlayerCombatHealthStore();
+        _ = threatStore.TrySetHolder(PrototypeNpcRegistry.PrototypeNpcMeleeId, "dev-local-1");
+        // Act
+        var ok = NpcAttackOperations.TryResolveTelegraphComplete(
+            PrototypeNpcRegistry.PrototypeNpcMeleeId,
+            "dev-local-1",
+            attackDamage: 15,
+            playerHealthStore,
+            threatStore);
+        // Assert
+        Assert.True(ok);
+        playerHealthStore.TryGet("dev-local-1", out var snapshot);
+        Assert.Equal(85, snapshot.CurrentHp);
+    }
+
+    [Fact]
+    public void TryResolveTelegraphComplete_ShouldNoOp_WhenHolderCleared()
+    {
+        // Arrange
+        var threatStore = new InMemoryThreatStateStore();
+        var playerHealthStore = new InMemoryPlayerCombatHealthStore();
+        _ = threatStore.TrySetHolder(PrototypeNpcRegistry.PrototypeNpcMeleeId, "dev-local-1");
+        _ = threatStore.TryClearHolder(PrototypeNpcRegistry.PrototypeNpcMeleeId);
+        // Act
+        var ok = NpcAttackOperations.TryResolveTelegraphComplete(
+            PrototypeNpcRegistry.PrototypeNpcMeleeId,
+            "dev-local-1",
+            attackDamage: 15,
+            playerHealthStore,
+            threatStore);
+        // Assert
+        Assert.False(ok);
+        playerHealthStore.TryGet("dev-local-1", out var snapshot);
+        Assert.Equal(PlayerCombatHealthDefaults.MaxHp, snapshot.CurrentHp);
+    }
+
+    [Fact]
+    public void TryResolveTelegraphComplete_ShouldNoOp_WhenHolderPlayerDiffers()
+    {
+        // Arrange
+        var threatStore = new InMemoryThreatStateStore();
+        var playerHealthStore = new InMemoryPlayerCombatHealthStore();
+        _ = threatStore.TrySetHolder(PrototypeNpcRegistry.PrototypeNpcMeleeId, "other-player");
+        // Act
+        var ok = NpcAttackOperations.TryResolveTelegraphComplete(
+            PrototypeNpcRegistry.PrototypeNpcMeleeId,
+            "dev-local-1",
+            attackDamage: 15,
+            playerHealthStore,
+            threatStore);
+        // Assert
+        Assert.False(ok);
+        playerHealthStore.TryGet("dev-local-1", out var snapshot);
+        Assert.Equal(PlayerCombatHealthDefaults.MaxHp, snapshot.CurrentHp);
+    }
+
+    [Fact]
+    public void TryResolveTelegraphComplete_ShouldSucceedWithoutMutation_WhenAttackDamageZero()
+    {
+        // Arrange
+        var threatStore = new InMemoryThreatStateStore();
+        var playerHealthStore = new InMemoryPlayerCombatHealthStore();
+        _ = threatStore.TrySetHolder(PrototypeNpcRegistry.PrototypeNpcMeleeId, "dev-local-1");
+        // Act
+        var ok = NpcAttackOperations.TryResolveTelegraphComplete(
+            PrototypeNpcRegistry.PrototypeNpcMeleeId,
+            "dev-local-1",
+            attackDamage: 0,
+            playerHealthStore,
+            threatStore);
+        // Assert
+        Assert.True(ok);
+        playerHealthStore.TryGet("dev-local-1", out var snapshot);
+        Assert.Equal(PlayerCombatHealthDefaults.MaxHp, snapshot.CurrentHp);
+    }
+}
diff --git a/server/NeonSprawl.Server.Tests/Game/Combat/PlayerCombatHealthApiTests.cs b/server/NeonSprawl.Server.Tests/Game/Combat/PlayerCombatHealthApiTests.cs
new file mode 100644
index 0000000..481cca9
--- /dev/null
+++ b/server/NeonSprawl.Server.Tests/Game/Combat/PlayerCombatHealthApiTests.cs
@@ -0,0 +1,135 @@
+using System.Net;
+using System.Net.Http.Json;
+using Microsoft.Extensions.DependencyInjection;
+using NeonSprawl.Server.Game.AbilityInput;
+using NeonSprawl.Server.Game.Combat;
+using NeonSprawl.Server.Game.Npc;
+using NeonSprawl.Server.Game.PositionState;
+using NeonSprawl.Server.Game.Targeting;
+using NeonSprawl.Server.Tests;
+using Xunit;
+
+namespace NeonSprawl.Server.Tests.Game.Combat;
+
+public sealed class PlayerCombatHealthApiTests
+{
+    private static async Task MoveDevPlayerNearEliteAsync(HttpClient client)
+    {
+        var response = await client.PostAsJsonAsync(
+            "/game/players/dev-local-1/move",
+            new MoveCommandRequest
+            {
+                SchemaVersion = MoveCommandRequest.CurrentSchemaVersion,
+                Target = new PositionVector { X = -2, Y = 0.9, Z = -2 },
+            });
+        response.EnsureSuccessStatusCode();
+    }
+
+    private static async Task BindSlot0PulseAsync(HttpClient client)
+    {
+        var post = await client.PostAsJsonAsync(
+            "/game/players/dev-local-1/hotbar-loadout",
+            new HotbarLoadoutUpdateRequest
+            {
+                SchemaVersion = HotbarLoadoutUpdateRequest.CurrentSchemaVersion,
+                Slots = [new HotbarSlotBindingJson { SlotIndex = 0, AbilityId = PrototypeAbilityRegistry.PrototypePulse }],
+            });
+        post.EnsureSuccessStatusCode();
+    }
+
+    private static async Task LockPrototypeNpcEliteAsync(HttpClient client)
+    {
+        var response = await client.PostAsJsonAsync(
+            "/game/players/dev-local-1/target/select",
+            new TargetSelectRequest
+            {
+                SchemaVersion = TargetSelectRequest.CurrentSchemaVersion,
+                TargetId = PrototypeNpcRegistry.PrototypeNpcEliteId,
+            });
+        response.EnsureSuccessStatusCode();
+    }
+
+    private static AbilityCastRequest PulseCastRequest() =>
+        new()
+        {
+            SchemaVersion = AbilityCastRequest.CurrentSchemaVersion,
+            SlotIndex = 0,
+            AbilityId = PrototypeAbilityRegistry.PrototypePulse,
+            TargetId = PrototypeNpcRegistry.PrototypeNpcEliteId,
+        };
+
+    [Fact]
+    public async Task GetPlayerCombatHealth_ShouldReturnSchemaV1_WithFullHpBaseline()
+    {
+        // Arrange
+        await using var factory = new InMemoryWebApplicationFactory();
+        var client = factory.CreateClient();
+        // Act
+        var response = await client.GetAsync("/game/players/dev-local-1/combat-health");
+        // Assert
+        Assert.Equal(HttpStatusCode.OK, response.StatusCode);
+        var body = await response.Content.ReadFromJsonAsync<PlayerCombatHealthResponse>();
+        Assert.NotNull(body);
+        Assert.Equal(PlayerCombatHealthResponse.CurrentSchemaVersion, body!.SchemaVersion);
+        Assert.Equal("dev-local-1", body.PlayerId);
+        Assert.Equal(PlayerCombatHealthDefaults.MaxHp, body.MaxHp);
+        Assert.Equal(PlayerCombatHealthDefaults.MaxHp, body.CurrentHp);
+        Assert.False(body.Defeated);
+    }
+
+    [Fact]
+    public async Task GetPlayerCombatHealth_ShouldReturnNotFound_WhenPlayerUnknown()
+    {
+        // Arrange
+        await using var factory = new InMemoryWebApplicationFactory();
+        var client = factory.CreateClient();
+        // Act
+        var response = await client.GetAsync("/game/players/missing-player/combat-health");
+        // Assert
+        Assert.Equal(HttpStatusCode.NotFound, response.StatusCode);
+    }
+
+    [Fact]
+    public async Task GetPlayerCombatHealth_ShouldDecreaseAfterEliteTelegraphComplete()
+    {
+        // Arrange
+        await using var factory = new InMemoryWebApplicationFactory();
+        var client = factory.CreateClient();
+        Assert.NotNull(factory.FakeClock);
+        await BindSlot0PulseAsync(client);
+        await MoveDevPlayerNearEliteAsync(client);
+        await LockPrototypeNpcEliteAsync(client);
+        var castResponse = await client.PostAsJsonAsync(
+            "/game/players/dev-local-1/ability-cast",
+            PulseCastRequest());
+        castResponse.EnsureSuccessStatusCode();
+        var initSnapshot = await client.GetAsync("/game/world/npc-runtime-snapshot");
+        initSnapshot.EnsureSuccessStatusCode();
+        var baseline = await client.GetAsync("/game/players/dev-local-1/combat-health");
+        baseline.EnsureSuccessStatusCode();
+        factory.FakeClock!.Advance(TimeSpan.FromSeconds(5));
+        var midSnapshot = await client.GetAsync("/game/world/npc-runtime-snapshot");
+        midSnapshot.EnsureSuccessStatusCode();
+        factory.FakeClock.Advance(TimeSpan.FromSeconds(2.5));
+        // Act
+        var snapshotResponse = await client.GetAsync("/game/world/npc-runtime-snapshot");
+        var healthResponse = await client.GetAsync("/game/players/dev-local-1/combat-health");
+        // Assert
+        snapshotResponse.EnsureSuccessStatusCode();
+        healthResponse.EnsureSuccessStatusCode();
+        var snapshotBody = await snapshotResponse.Content.ReadFromJsonAsync<NpcRuntimeSnapshotResponse>();
+        var healthBody = await healthResponse.Content.ReadFromJsonAsync<PlayerCombatHealthResponse>();
+        Assert.NotNull(snapshotBody);
+        Assert.NotNull(healthBody);
+        var elite = snapshotBody!.NpcInstances.Single(row => row.NpcInstanceId == PrototypeNpcRegistry.PrototypeNpcEliteId);
+        Assert.Equal("recover", elite.State);
+        Assert.Equal(75, healthBody!.CurrentHp);
+        Assert.False(healthBody.Defeated);
+
+        var store = factory.Services.GetRequiredService<IPlayerCombatHealthStore>();
+        store.TryGet("dev-local-1", out var storeSnapshot);
+        Assert.Equal(healthBody.CurrentHp, storeSnapshot.CurrentHp);
+        Assert.Equal(healthBody.MaxHp, storeSnapshot.MaxHp);
+        Assert.Equal(healthBody.Defeated, storeSnapshot.Defeated);
+    }
+}
diff --git a/server/NeonSprawl.Server.Tests/Game/Combat/PlayerCombatHealthStoreTests.cs b/server/NeonSprawl.Server.Tests/Game/Combat/PlayerCombatHealthStoreTests.cs
new file mode 100644
index 0000000..023785c
--- /dev/null
+++ b/server/NeonSprawl.Server.Tests/Game/Combat/PlayerCombatHealthStoreTests.cs
@@ -0,0 +1,118 @@
+using Microsoft.Extensions.DependencyInjection;
+using NeonSprawl.Server.Game.Combat;
+using NeonSprawl.Server.Tests;
+using Xunit;
+
+namespace NeonSprawl.Server.Tests.Game.Combat;
+
+public sealed class PlayerCombatHealthStoreTests
+{
+    [Fact]
+    public void TryGet_ShouldLazyInitToMaxHp_OnFirstAccess()
+    {
+        // Arrange
+        var store = new InMemoryPlayerCombatHealthStore();
+        // Act
+        var ok = store.TryGet("dev-local-1", out var snapshot);
+        // Assert
+        Assert.True(ok);
+        Assert.Equal("dev-local-1", snapshot.PlayerId);
+        Assert.Equal(PlayerCombatHealthDefaults.MaxHp, snapshot.MaxHp);
+        Assert.Equal(PlayerCombatHealthDefaults.MaxHp, snapshot.CurrentHp);
+        Assert.False(snapshot.Defeated);
+    }
+
+    [Fact]
+    public void TryApplyDamage_ShouldDecreaseHp_AndFloorAtZero()
+    {
+        // Arrange
+        var store = new InMemoryPlayerCombatHealthStore();
+        // Act
+        var ok = store.TryApplyDamage("dev-local-1", 15, out var snapshot);
+        // Assert
+        Assert.True(ok);
+        Assert.Equal(85, snapshot.CurrentHp);
+        Assert.False(snapshot.Defeated);
+    }
+
+    [Fact]
+    public void TryApplyDamage_ShouldMarkDefeated_WhenHpReachesZero()
+    {
+        // Arrange
+        var store = new InMemoryPlayerCombatHealthStore();
+        // Act
+        var ok = store.TryApplyDamage("dev-local-1", 100, out var snapshot);
+        // Assert
+        Assert.True(ok);
+        Assert.Equal(0, snapshot.CurrentHp);
+        Assert.True(snapshot.Defeated);
+    }
+
+    [Fact]
+    public void TryApplyDamage_ShouldKeepHpAtZero_WhenAlreadyDefeated()
+    {
+        // Arrange
+        var store = new InMemoryPlayerCombatHealthStore();
+        _ = store.TryApplyDamage("dev-local-1", 100, out _);
+        // Act
+        var ok = store.TryApplyDamage("dev-local-1", 25, out var snapshot);
+        // Assert
+        Assert.True(ok);
+        Assert.Equal(0, snapshot.CurrentHp);
+        Assert.True(snapshot.Defeated);
+    }
+
+    [Fact]
+    public void TryResetToFull_ShouldRestoreMaxHp()
+    {
+        // Arrange
+        var store = new InMemoryPlayerCombatHealthStore();
+        _ = store.TryApplyDamage("dev-local-1", 40, out _);
+        // Act
+        var ok = store.TryResetToFull("dev-local-1", out var snapshot);
+        // Assert
+        Assert.True(ok);
+        Assert.Equal(PlayerCombatHealthDefaults.MaxHp, snapshot.CurrentHp);
+        Assert.False(snapshot.Defeated);
+    }
+
+    [Theory]
+    [InlineData(null)]
+    [InlineData("")]
+    [InlineData("   ")]
+    public void TryGet_ShouldReturnFalse_WhenPlayerIdInvalid(string? playerId)
+    {
+        // Arrange
+        var store = new InMemoryPlayerCombatHealthStore();
+        // Act
+        var ok = store.TryGet(playerId, out var snapshot);
+        // Assert
+        Assert.False(ok);
+        Assert.Equal(default, snapshot);
+    }
+
+    [Fact]
+    public void TryApplyDamage_ShouldReturnFalse_WhenDamageNegative()
+    {
+        // Arrange
+        var store = new InMemoryPlayerCombatHealthStore();
+        // Act
+        var ok = store.TryApplyDamage("dev-local-1", -1, out var snapshot);
+        // Assert
+        Assert.False(ok);
+        Assert.Equal(default, snapshot);
+    }
+
+    [Fact]
+    public async Task Host_ShouldResolvePlayerCombatHealthStoreFromDi_WhenStartupSucceeds()
+    {
+        // Arrange
+        await using var factory = new InMemoryWebApplicationFactory();
+        // Act
+        var store = factory.Services.GetRequiredService<IPlayerCombatHealthStore>();
+        // Assert
+        Assert.NotNull(store);
+        Assert.True(store.TryGet("dev-local-1", out var snapshot));
+        Assert.Equal(PlayerCombatHealthDefaults.MaxHp, snapshot.CurrentHp);
+    }
+}
diff --git a/server/NeonSprawl.Server.Tests/Game/Npc/NpcRuntimeOperationsTests.cs b/server/NeonSprawl.Server.Tests/Game/Npc/NpcRuntimeOperationsTests.cs
index 203b098..572eabb 100644
--- a/server/NeonSprawl.Server.Tests/Game/Npc/NpcRuntimeOperationsTests.cs
+++ b/server/NeonSprawl.Server.Tests/Game/Npc/NpcRuntimeOperationsTests.cs
@@ -1,3 +1,4 @@
+using NeonSprawl.Server.Game.Combat;
 using NeonSprawl.Server.Game.Npc;
 using Xunit;
 
@@ -8,13 +9,14 @@ public sealed class NpcRuntimeOperationsTests
     private static readonly DateTimeOffset T0 =
         new(2026, 5, 27, 12, 0, 0, TimeSpan.Zero);
 
-    private static (INpcRuntimeStateStore Runtime, IThreatStateStore Threat, INpcBehaviorDefinitionRegistry Behavior)
+    private static (INpcRuntimeStateStore Runtime, IThreatStateStore Threat, INpcBehaviorDefinitionRegistry Behavior, IPlayerCombatHealthStore PlayerHealth)
         CreateFixture()
     {
         return (
             new InMemoryNpcRuntimeStateStore(),
             new InMemoryThreatStateStore(),
-            PrototypeNpcTestFixtures.CreateBehaviorRegistry());
+            PrototypeNpcTestFixtures.CreateBehaviorRegistry(),
+            new InMemoryPlayerCombatHealthStore());
     }
 
     private static void SetHolder(IThreatStateStore threatStore, string npcId, string playerId = "dev-local-1") =>
@@ -25,16 +27,23 @@ public sealed class NpcRuntimeOperationsTests
         INpcRuntimeStateStore runtimeStore,
         IThreatStateStore threatStore,
         INpcBehaviorDefinitionRegistry behaviorRegistry,
+        IPlayerCombatHealthStore playerHealthStore,
         double maxDeltaSeconds = NpcRuntimeOperations.DefaultMaxDeltaSeconds) =>
-        NpcRuntimeOperations.AdvanceAll(nowUtc, runtimeStore, threatStore, behaviorRegistry, maxDeltaSeconds);
+        NpcRuntimeOperations.AdvanceAll(
+            nowUtc,
+            runtimeStore,
+            threatStore,
+            behaviorRegistry,
+            playerHealthStore,
+            maxDeltaSeconds);
 
     [Fact]
     public void AdvanceAll_ShouldKeepIdle_WhenNoAggroHolder()
     {
         // Arrange
-        var (runtime, threat, behavior) = CreateFixture();
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
         // Act
-        Advance(T0, runtime, threat, behavior);
+        Advance(T0, runtime, threat, behavior, playerHealth);
         // Assert
         runtime.TryGet(PrototypeNpcRegistry.PrototypeNpcMeleeId, out var snapshot);
         Assert.Equal(NpcBehaviorState.Idle, snapshot.BehaviorState);
@@ -45,10 +54,10 @@ public sealed class NpcRuntimeOperationsTests
     public void AdvanceAll_ShouldEnterAggro_WhenHolderSetAndRowIdle()
     {
         // Arrange
-        var (runtime, threat, behavior) = CreateFixture();
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
         SetHolder(threat, PrototypeNpcRegistry.PrototypeNpcMeleeId);
         // Act
-        Advance(T0, runtime, threat, behavior);
+        Advance(T0, runtime, threat, behavior, playerHealth);
         // Assert
         runtime.TryGet(PrototypeNpcRegistry.PrototypeNpcMeleeId, out var snapshot);
         Assert.Equal(NpcBehaviorState.Aggro, snapshot.BehaviorState);
@@ -60,10 +69,10 @@ public sealed class NpcRuntimeOperationsTests
     public void AdvanceAll_ShouldNotTelegraph_WhenNoAggroHolder()
     {
         // Arrange
-        var (runtime, threat, behavior) = CreateFixture();
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
         runtime.LastAdvancedUtc = T0;
         // Act
-        Advance(T0.AddSeconds(10), runtime, threat, behavior);
+        Advance(T0.AddSeconds(10), runtime, threat, behavior, playerHealth);
         // Assert
         runtime.TryGet(PrototypeNpcRegistry.PrototypeNpcMeleeId, out var snapshot);
         Assert.Equal(NpcBehaviorState.Idle, snapshot.BehaviorState);
@@ -74,11 +83,11 @@ public sealed class NpcRuntimeOperationsTests
     public void AdvanceAll_ShouldEnterTelegraphAfterMeleeAttackCooldownSeconds()
     {
         // Arrange
-        var (runtime, threat, behavior) = CreateFixture();
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
         SetHolder(threat, PrototypeNpcRegistry.PrototypeNpcMeleeId);
-        Advance(T0, runtime, threat, behavior);
+        Advance(T0, runtime, threat, behavior, playerHealth);
         // Act
-        Advance(T0.AddSeconds(3), runtime, threat, behavior);
+        Advance(T0.AddSeconds(3), runtime, threat, behavior, playerHealth);
         // Assert
         runtime.TryGet(PrototypeNpcRegistry.PrototypeNpcMeleeId, out var snapshot);
         Assert.Equal(NpcBehaviorState.TelegraphWindup, snapshot.BehaviorState);
@@ -90,11 +99,11 @@ public sealed class NpcRuntimeOperationsTests
     public void AdvanceAll_ShouldRemainAggro_BeforeMeleeAttackCooldownCompletes()
     {
         // Arrange
-        var (runtime, threat, behavior) = CreateFixture();
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
         SetHolder(threat, PrototypeNpcRegistry.PrototypeNpcMeleeId);
-        Advance(T0, runtime, threat, behavior);
+        Advance(T0, runtime, threat, behavior, playerHealth);
         // Act
-        Advance(T0.AddSeconds(2.9), runtime, threat, behavior);
+        Advance(T0.AddSeconds(2.9), runtime, threat, behavior, playerHealth);
         // Assert
         runtime.TryGet(PrototypeNpcRegistry.PrototypeNpcMeleeId, out var snapshot);
         Assert.Equal(NpcBehaviorState.Aggro, snapshot.BehaviorState);
@@ -104,12 +113,12 @@ public sealed class NpcRuntimeOperationsTests
     public void AdvanceAll_ShouldRemainTelegraphWindup_BeforeMeleeWindupCompletes()
     {
         // Arrange
-        var (runtime, threat, behavior) = CreateFixture();
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
         SetHolder(threat, PrototypeNpcRegistry.PrototypeNpcMeleeId);
-        Advance(T0, runtime, threat, behavior);
-        Advance(T0.AddSeconds(3), runtime, threat, behavior);
+        Advance(T0, runtime, threat, behavior, playerHealth);
+        Advance(T0.AddSeconds(3), runtime, threat, behavior, playerHealth);
         // Act
-        Advance(T0.AddSeconds(4.4), runtime, threat, behavior);
+        Advance(T0.AddSeconds(4.4), runtime, threat, behavior, playerHealth);
         // Assert
         runtime.TryGet(PrototypeNpcRegistry.PrototypeNpcMeleeId, out var snapshot);
         Assert.Equal(NpcBehaviorState.TelegraphWindup, snapshot.BehaviorState);
@@ -119,13 +128,13 @@ public sealed class NpcRuntimeOperationsTests
     public void AdvanceAll_ShouldEnterRecover_WhenMeleeWindupCompletes()
     {
         // Arrange
-        var (runtime, threat, behavior) = CreateFixture();
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
         SetHolder(threat, PrototypeNpcRegistry.PrototypeNpcMeleeId);
-        Advance(T0, runtime, threat, behavior);
-        Advance(T0.AddSeconds(3), runtime, threat, behavior);
-        Advance(T0.AddSeconds(4.4), runtime, threat, behavior);
+        Advance(T0, runtime, threat, behavior, playerHealth);
+        Advance(T0.AddSeconds(3), runtime, threat, behavior, playerHealth);
+        Advance(T0.AddSeconds(4.4), runtime, threat, behavior, playerHealth);
         // Act
-        Advance(T0.AddSeconds(4.5), runtime, threat, behavior);
+        Advance(T0.AddSeconds(4.5), runtime, threat, behavior, playerHealth);
         // Assert
         runtime.TryGet(PrototypeNpcRegistry.PrototypeNpcMeleeId, out var snapshot);
         Assert.Equal(NpcBehaviorState.Recover, snapshot.BehaviorState);
@@ -137,13 +146,13 @@ public sealed class NpcRuntimeOperationsTests
     public void AdvanceAll_ShouldRunFullMeleeCycle_ToSecondTelegraph()
     {
         // Arrange
-        var (runtime, threat, behavior) = CreateFixture();
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
         SetHolder(threat, PrototypeNpcRegistry.PrototypeNpcMeleeId);
-        Advance(T0, runtime, threat, behavior);
-        Advance(T0.AddSeconds(3), runtime, threat, behavior);
-        Advance(T0.AddSeconds(4.5), runtime, threat, behavior);
+        Advance(T0, runtime, threat, behavior, playerHealth);
+        Advance(T0.AddSeconds(3), runtime, threat, behavior, playerHealth);
+        Advance(T0.AddSeconds(4.5), runtime, threat, behavior, playerHealth);
         // Act
-        Advance(T0.AddSeconds(7.5), runtime, threat, behavior);
+        Advance(T0.AddSeconds(7.5), runtime, threat, behavior, playerHealth);
         // Assert
         runtime.TryGet(PrototypeNpcRegistry.PrototypeNpcMeleeId, out var snapshot);
         Assert.Equal(NpcBehaviorState.TelegraphWindup, snapshot.BehaviorState);
@@ -155,11 +164,11 @@ public sealed class NpcRuntimeOperationsTests
     public void AdvanceAll_ShouldRunFullMeleeCycle_ToSecondTelegraph_InSingleAdvanceCall()
     {
         // Arrange
-        var (runtime, threat, behavior) = CreateFixture();
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
         SetHolder(threat, PrototypeNpcRegistry.PrototypeNpcMeleeId);
-        Advance(T0, runtime, threat, behavior);
+        Advance(T0, runtime, threat, behavior, playerHealth);
         // Act
-        Advance(T0.AddSeconds(7.5), runtime, threat, behavior, maxDeltaSeconds: 10);
+        Advance(T0.AddSeconds(7.5), runtime, threat, behavior, playerHealth, maxDeltaSeconds: 10);
         // Assert
         runtime.TryGet(PrototypeNpcRegistry.PrototypeNpcMeleeId, out var snapshot);
         Assert.Equal(NpcBehaviorState.TelegraphWindup, snapshot.BehaviorState);
@@ -171,13 +180,13 @@ public sealed class NpcRuntimeOperationsTests
     public void AdvanceAll_ShouldReturnToIdle_WhenHolderClearedMidWindup()
     {
         // Arrange
-        var (runtime, threat, behavior) = CreateFixture();
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
         SetHolder(threat, PrototypeNpcRegistry.PrototypeNpcMeleeId);
-        Advance(T0, runtime, threat, behavior);
-        Advance(T0.AddSeconds(3), runtime, threat, behavior);
+        Advance(T0, runtime, threat, behavior, playerHealth);
+        Advance(T0.AddSeconds(3), runtime, threat, behavior, playerHealth);
         _ = threat.TryClearHolder(PrototypeNpcRegistry.PrototypeNpcMeleeId);
         // Act
-        Advance(T0.AddSeconds(3.5), runtime, threat, behavior);
+        Advance(T0.AddSeconds(3.5), runtime, threat, behavior, playerHealth);
         // Assert
         runtime.TryGet(PrototypeNpcRegistry.PrototypeNpcMeleeId, out var snapshot);
         Assert.Equal(NpcBehaviorState.Idle, snapshot.BehaviorState);
@@ -192,11 +201,11 @@ public sealed class NpcRuntimeOperationsTests
         double attackCooldownSeconds)
     {
         // Arrange
-        var (runtime, threat, behavior) = CreateFixture();
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
         SetHolder(threat, npcInstanceId);
-        Advance(T0, runtime, threat, behavior);
+        Advance(T0, runtime, threat, behavior, playerHealth);
         // Act
-        Advance(T0.AddSeconds(attackCooldownSeconds), runtime, threat, behavior);
+        Advance(T0.AddSeconds(attackCooldownSeconds), runtime, threat, behavior, playerHealth);
         // Assert
         runtime.TryGet(npcInstanceId, out var snapshot);
         Assert.Equal(NpcBehaviorState.TelegraphWindup, snapshot.BehaviorState);
@@ -212,12 +221,12 @@ public sealed class NpcRuntimeOperationsTests
         double telegraphWindupSeconds)
     {
         // Arrange
-        var (runtime, threat, behavior) = CreateFixture();
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
         SetHolder(threat, npcInstanceId);
-        Advance(T0, runtime, threat, behavior);
-        Advance(T0.AddSeconds(attackCooldownSeconds), runtime, threat, behavior);
+        Advance(T0, runtime, threat, behavior, playerHealth);
+        Advance(T0.AddSeconds(attackCooldownSeconds), runtime, threat, behavior, playerHealth);
         // Act
-        Advance(T0.AddSeconds(attackCooldownSeconds + telegraphWindupSeconds), runtime, threat, behavior);
+        Advance(T0.AddSeconds(attackCooldownSeconds + telegraphWindupSeconds), runtime, threat, behavior, playerHealth);
         // Assert
         runtime.TryGet(npcInstanceId, out var snapshot);
         Assert.Equal(NpcBehaviorState.Recover, snapshot.BehaviorState);
@@ -230,11 +239,11 @@ public sealed class NpcRuntimeOperationsTests
     public void AdvanceAll_ShouldCapSimulatedDelta_PerAdvanceCall()
     {
         // Arrange
-        var (runtime, threat, behavior) = CreateFixture();
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
         SetHolder(threat, PrototypeNpcRegistry.PrototypeNpcMeleeId);
-        Advance(T0, runtime, threat, behavior);
+        Advance(T0, runtime, threat, behavior, playerHealth);
         // Act
-        Advance(T0.AddSeconds(10), runtime, threat, behavior, maxDeltaSeconds: 5);
+        Advance(T0.AddSeconds(10), runtime, threat, behavior, playerHealth, maxDeltaSeconds: 5);
         // Assert
         runtime.TryGet(PrototypeNpcRegistry.PrototypeNpcMeleeId, out var snapshot);
         Assert.Equal(NpcBehaviorState.Recover, snapshot.BehaviorState);
@@ -246,12 +255,12 @@ public sealed class NpcRuntimeOperationsTests
     public void AdvanceAll_ShouldPreserveGradualCatchUp_AfterLongGapWithDeltaCap()
     {
         // Arrange
-        var (runtime, threat, behavior) = CreateFixture();
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
         SetHolder(threat, PrototypeNpcRegistry.PrototypeNpcMeleeId);
-        Advance(T0, runtime, threat, behavior);
-        Advance(T0.AddSeconds(100), runtime, threat, behavior, maxDeltaSeconds: 5);
+        Advance(T0, runtime, threat, behavior, playerHealth);
+        Advance(T0.AddSeconds(100), runtime, threat, behavior, playerHealth, maxDeltaSeconds: 5);
         // Act
-        Advance(T0.AddSeconds(100.5), runtime, threat, behavior, maxDeltaSeconds: 5);
+        Advance(T0.AddSeconds(100.5), runtime, threat, behavior, playerHealth, maxDeltaSeconds: 5);
         // Assert
         Assert.Equal(T0.AddSeconds(10), runtime.LastAdvancedUtc);
         runtime.TryGet(PrototypeNpcRegistry.PrototypeNpcMeleeId, out var snapshot);
@@ -263,14 +272,14 @@ public sealed class NpcRuntimeOperationsTests
     public void ResetAllPrototypeRows_ShouldClearLastAdvancedUtc_ForFreshAdvanceBaseline()
     {
         // Arrange
-        var (runtime, threat, behavior) = CreateFixture();
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
         SetHolder(threat, PrototypeNpcRegistry.PrototypeNpcMeleeId);
-        Advance(T0, runtime, threat, behavior);
+        Advance(T0, runtime, threat, behavior, playerHealth);
         runtime.LastAdvancedUtc = T0.AddHours(1);
         NpcRuntimeOperations.ResetAllPrototypeRows(runtime);
         SetHolder(threat, PrototypeNpcRegistry.PrototypeNpcMeleeId);
         // Act
-        Advance(T0.AddHours(1).AddSeconds(10), runtime, threat, behavior, maxDeltaSeconds: 5);
+        Advance(T0.AddHours(1).AddSeconds(10), runtime, threat, behavior, playerHealth, maxDeltaSeconds: 5);
         // Assert
         runtime.TryGet(PrototypeNpcRegistry.PrototypeNpcMeleeId, out var snapshot);
         Assert.Equal(NpcBehaviorState.Aggro, snapshot.BehaviorState);
@@ -282,15 +291,49 @@ public sealed class NpcRuntimeOperationsTests
     public void AdvanceAll_ShouldPreserveLastAdvancedUtc_WhenClockRegresses()
     {
         // Arrange
-        var (runtime, threat, behavior) = CreateFixture();
-        Advance(T0, runtime, threat, behavior);
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
+        Advance(T0, runtime, threat, behavior, playerHealth);
         runtime.LastAdvancedUtc = T0.AddSeconds(10);
         // Act
-        Advance(T0.AddSeconds(5), runtime, threat, behavior);
+        Advance(T0.AddSeconds(5), runtime, threat, behavior, playerHealth);
         // Assert
         Assert.Equal(T0.AddSeconds(10), runtime.LastAdvancedUtc);
     }
 
+    [Fact]
+    public void AdvanceAll_ShouldApplyPlayerDamage_WhenMeleeWindupCompletes()
+    {
+        // Arrange
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
+        SetHolder(threat, PrototypeNpcRegistry.PrototypeNpcMeleeId);
+        Advance(T0, runtime, threat, behavior, playerHealth);
+        Advance(T0.AddSeconds(3), runtime, threat, behavior, playerHealth);
+        Advance(T0.AddSeconds(4.4), runtime, threat, behavior, playerHealth);
+        // Act
+        Advance(T0.AddSeconds(4.5), runtime, threat, behavior, playerHealth);
+        // Assert
+        playerHealth.TryGet("dev-local-1", out var snapshot);
+        Assert.Equal(85, snapshot.CurrentHp);
+    }
+
+    [Fact]
+    public void AdvanceAll_ShouldNotApplyPlayerDamage_WhenHolderClearedBeforeWindupCompletes()
+    {
+        // Arrange
+        var (runtime, threat, behavior, playerHealth) = CreateFixture();
+        SetHolder(threat, PrototypeNpcRegistry.PrototypeNpcMeleeId);
+        Advance(T0, runtime, threat, behavior, playerHealth);
+        Advance(T0.AddSeconds(3), runtime, threat, behavior, playerHealth);
+        _ = threat.TryClearHolder(PrototypeNpcRegistry.PrototypeNpcMeleeId);
+        // Act
+        Advance(T0.AddSeconds(4.5), runtime, threat, behavior, playerHealth);
+        // Assert
+        playerHealth.TryGet("dev-local-1", out var snapshot);
+        Assert.Equal(PlayerCombatHealthDefaults.MaxHp, snapshot.CurrentHp);
+        runtime.TryGet(PrototypeNpcRegistry.PrototypeNpcMeleeId, out var runtimeSnapshot);
+        Assert.Equal(NpcBehaviorState.Idle, runtimeSnapshot.BehaviorState);
+    }
+
     [Fact]
     public void HasPositiveTimingDurations_ShouldRejectNonPositiveCatalogTimings()
     {
diff --git a/server/README.md b/server/README.md
index 24bc59d..fc410fd 100644
--- a/server/README.md
+++ b/server/README.md
@@ -152,7 +152,7 @@ Plan: [NEO-80 implementation plan](../../docs/plans/NEO-80-implementation-plan.m
 curl -sS -i "http://localhost:5253/game/world/combat-targets"
 ```
 
-**Dev combat-target fixture (Bruno/manual QA):** When `Game:EnableCombatTargetFixtureApi` is **true** (default in **Development** via `appsettings.Development.json`, **Testing**, or CI Bruno step) or the host environment is **Development** / **Testing**, **`POST /game/__dev/combat-targets-fixture`** with `schemaVersion` **1** resets all **`PrototypeNpcRegistry`** instances to catalog full HP via **`TryResetToFull`**, clears all prototype aggro holders (**NEO-92**), and resets NPC runtime behavior rows to **`idle`** (**NEO-93**). **404** when disabled. Bruno: `scripts/combat-targets-reset-helper.js`.
+**Dev combat-target fixture (Bruno/manual QA):** When `Game:EnableCombatTargetFixtureApi` is **true** (default in **Development** via `appsettings.Development.json`, **Testing**, or CI Bruno step) or the host environment is **Development** / **Testing**, **`POST /game/__dev/combat-targets-fixture`** with `schemaVersion` **1** resets all **`PrototypeNpcRegistry`** instances to catalog full HP via **`TryResetToFull`**, clears all prototype aggro holders (**NEO-92**), resets NPC runtime behavior rows to **`idle`** (**NEO-93**), and restores dev player combat HP to full (**NEO-95**). **404** when disabled. Bruno: `scripts/combat-targets-reset-helper.js`.
 
 ## Threat / aggro state (NEO-92)
 
@@ -176,7 +176,7 @@ Per-NPC behavior states live in **`Game/Npc/`** as **`INpcRuntimeStateStore`** +
 | **`idle`** | No aggro holder; no telegraph. |
 | **`aggro`** | Holder set; waiting **`attackCooldownSeconds`** before windup. |
 | **`telegraph_windup`** | Active telegraph; **`ActiveTelegraphSnapshot`** on the runtime row. |
-| **`attack_execute`** | Instant stub in NEO-93 (player damage lands in [NEO-95](https://linear.app/neon-sprawl/issue/NEO-95)). |
+| **`attack_execute`** | Logical instant during telegraph complete; **`NpcAttackOperations.TryResolveTelegraphComplete`** applies catalog **`attackDamage`** to aggro holder ([NEO-95](https://linear.app/neon-sprawl/issue/NEO-95)). |
 | **`recover`** | Post-attack cooldown wait before next windup. |
 
 | Rule | Behavior |
@@ -204,7 +204,26 @@ Plan: [NEO-93 implementation plan](../../docs/plans/NEO-93-implementation-plan.m
 curl -sS -i "http://localhost:5253/game/world/npc-runtime-snapshot"
 ```
 
-**Poll pattern:** First GET after aggro acquire initializes runtime rows; subsequent GETs after **`attackCooldownSeconds`** elapse show **`telegraph_windup`** with decreasing **`windupRemainingSeconds`**. Cast does not advance NPC runtime — only this GET (and future explicit **`AdvanceAll`** callers).
+**Poll pattern:** First GET after aggro acquire initializes runtime rows; subsequent GETs after **`attackCooldownSeconds`** elapse show **`telegraph_windup`** with decreasing **`windupRemainingSeconds`**. Cast does not advance NPC runtime — only this GET (and future explicit **`AdvanceAll`** callers). When windup completes during **`AdvanceAll`**, catalog **`attackDamage`** applies to the aggro holder via **`IPlayerCombatHealthStore`** ([NEO-95](https://linear.app/neon-sprawl/issue/NEO-95)).
+
+## Session player combat HP (NEO-95)
+
+Session player HP for incoming NPC damage lives in **`Game/Combat/`** as **`IPlayerCombatHealthStore`** + **`InMemoryPlayerCombatHealthStore`**. Rows are keyed by lowercase player id; lazy-init **`currentHp`** / **`maxHp`** **100** on first access. No Postgres in Slice 2.
+
+| Rule | Behavior |
+|------|----------|
+| **Init** | Lazy on first **`TryGet`** or **`TryApplyDamage`**; starts at **100** HP. |
+| **Damage** | **`TryApplyDamage`** floors HP at zero; **`defeated`** when **`currentHp == 0`**. Applied from **`NpcAttackOperations.TryResolveTelegraphComplete`** when telegraph windup completes and aggro holder still matches. |
+| **Holder re-check** | No damage when holder cleared during windup (leash clear). |
+| **Fixture reset** | Dev combat-target fixture restores dev player to full HP alongside NPC HP + threat + runtime reset. |
+
+**`GET /game/players/{id}/combat-health`** returns a versioned JSON body (`schemaVersion` **1**, **`playerId`**, **`maxHp`**, **`currentHp`**, **`defeated`**) backed by **`IPlayerCombatHealthStore`**. **404** when the player has no position row (same gate as cooldown snapshot). Plan: [NEO-95 implementation plan](../../docs/plans/NEO-95-implementation-plan.md); Bruno: `bruno/neon-sprawl-server/combat-health/`.
+
+```bash
+curl -sS -i "http://localhost:5253/game/players/dev-local-1/combat-health"
+```
+
+**Client counterpart:** [NEO-97](https://linear.app/neon-sprawl/issue/NEO-97) polls this GET alongside **`npc-runtime-snapshot`** for player HP + telegraph HUD.
 
 ## Combat engine (NEO-81)
 
@@ -226,7 +245,8 @@ Comment-only hook sites in **`CombatOperations.TryResolve`** for future E9.M1 ca
 
 - **`ability_used`** — on every successful resolve (zero-damage abilities included).
 - **`enemy_defeat`** — only when lethal damage drives **`after.Defeated`** to **`true`** (re-hit on defeated targets denies at **`target_defeated`** before damage).
-- **Reserved (comments only):** **`encounter_start`** (E5.M3 encounters), **`player_death`** (player HP deferred).
+- **Reserved (comments only):** **`encounter_start`** (E5.M3 encounters).
+- **`player_death`** — only when lethal NPC damage drives player **`currentHp`** to **0** (comment hook in NEO-95; full event deferred).
 
 E1.M4 cast funnel events **`ability_cast_requested`** / **`ability_cast_denied`** remain in **`AbilityCastApi`** ([NEO-30](#ability-cast-neo-31-neo-82)). E9.M1 ingest should correlate route **`playerId`** with engine payload fields at accept. Plan: [NEO-84 implementation plan](../../docs/plans/NEO-84-implementation-plan.md).