diff --git a/server/NeonSprawl.Server/Game/Contracts/ContractGeneratorOperations.cs b/server/NeonSprawl.Server/Game/Contracts/ContractGeneratorOperations.cs
new file mode 100644
index 0000000..8745c07
--- /dev/null
+++ b/server/NeonSprawl.Server/Game/Contracts/ContractGeneratorOperations.cs
@@ -0,0 +1,169 @@
+using NeonSprawl.Server.Game.Factions;
+
+namespace NeonSprawl.Server.Game.Contracts;
+
+/// <summary>
+/// Server-authoritative contract issuance from template catalog + seed inputs (NEO-147).
+/// HTTP: E7M4-08 (NEO-151). Telemetry hook sites: E7M4-09 (NEO-152).
+/// </summary>
+public static class ContractGeneratorOperations
+{
+    /// <summary>
+    /// Issues an active contract instance when template selection and store gates pass.
+    /// </summary>
+    public static ContractIssueOperationResult TryIssue(
+        string playerId,
+        string? templateId,
+        string seedBucket,
+        int? zoneDifficultyBand,
+        IContractTemplateRegistry templateRegistry,
+        IContractInstanceStore instanceStore,
+        IFactionStandingStore standingStore,
+        TimeProvider timeProvider)
+    {
+        var normalizedPlayerId = ContractInstanceIds.NormalizePlayerId(playerId);
+        var normalizedSeedBucket = ContractInstanceIds.NormalizeSeedBucket(seedBucket);
+        var band = zoneDifficultyBand ?? 1;
+
+        if (normalizedPlayerId.Length == 0 || normalizedSeedBucket.Length == 0)
+        {
+            return Deny(ContractGeneratorReasonCodes.InvalidIds);
+        }
+
+        if (!instanceStore.CanWritePlayer(normalizedPlayerId))
+        {
+            return Deny(ContractGeneratorReasonCodes.PlayerNotWritable);
+        }
+
+        if (instanceStore.TryGetActiveForPlayer(normalizedPlayerId, out var activeSnapshot))
+        {
+            return Deny(ContractGeneratorReasonCodes.ActiveContractExists, activeSnapshot);
+        }
+
+        if (!TrySelectTemplate(
+                templateId,
+                band,
+                normalizedPlayerId,
+                templateRegistry,
+                standingStore,
+                out var template,
+                out var denyReason))
+        {
+            return Deny(denyReason!);
+        }
+
+        var instanceId = ContractInstanceIds.MakeDeterministicInstanceId(
+            normalizedPlayerId,
+            template!.Id,
+            normalizedSeedBucket);
+        if (instanceId.Length == 0)
+        {
+            return Deny(ContractGeneratorReasonCodes.InvalidIds);
+        }
+
+        if (instanceStore.TryCreateActive(
+                normalizedPlayerId,
+                instanceId,
+                template.Id,
+                normalizedSeedBucket,
+                timeProvider.GetUtcNow(),
+                out var snapshot))
+        {
+            return Success(snapshot, template.EncounterTemplateId);
+        }
+
+        return DenyCreateFailure(instanceStore, normalizedPlayerId, snapshot);
+    }
+
+    private static bool TrySelectTemplate(
+        string? templateId,
+        int band,
+        string normalizedPlayerId,
+        IContractTemplateRegistry templateRegistry,
+        IFactionStandingStore standingStore,
+        out ContractTemplateRow? template,
+        out string? denyReason)
+    {
+        template = null;
+        denyReason = null;
+
+        var normalizedTemplateId = ContractInstanceIds.NormalizeTemplateId(templateId);
+        if (normalizedTemplateId.Length > 0)
+        {
+            if (!templateRegistry.TryGetDefinition(normalizedTemplateId, out template))
+            {
+                denyReason = ContractGeneratorReasonCodes.UnknownTemplate;
+                return false;
+            }
+
+            if (!IsEligible(template, band, normalizedPlayerId, standingStore))
+            {
+                denyReason = ContractGeneratorReasonCodes.NoEligibleTemplate;
+                template = null;
+                return false;
+            }
+
+            return true;
+        }
+
+        foreach (var candidate in templateRegistry.GetDefinitionsInIdOrder())
+        {
+            if (!IsEligible(candidate, band, normalizedPlayerId, standingStore))
+            {
+                continue;
+            }
+
+            template = candidate;
+            return true;
+        }
+
+        denyReason = ContractGeneratorReasonCodes.NoEligibleTemplate;
+        return false;
+    }
+
+    private static bool IsEligible(
+        ContractTemplateRow template,
+        int band,
+        string normalizedPlayerId,
+        IFactionStandingStore standingStore)
+    {
+        if (template.ZoneDifficultyBand != band)
+        {
+            return false;
+        }
+
+        var gate = FactionGateOperations.TryEvaluate(
+            normalizedPlayerId,
+            [template.MinFactionStanding],
+            standingStore);
+        return gate.Success;
+    }
+
+    private static ContractIssueOperationResult DenyCreateFailure(
+        IContractInstanceStore instanceStore,
+        string normalizedPlayerId,
+        ContractInstanceState attemptSnapshot)
+    {
+        if (instanceStore.TryGetActiveForPlayer(normalizedPlayerId, out var active))
+        {
+            return Deny(ContractGeneratorReasonCodes.ActiveContractExists, active);
+        }
+
+        if (attemptSnapshot.Status == ContractInstanceStatus.Active)
+        {
+            return Deny(ContractGeneratorReasonCodes.ActiveContractExists, attemptSnapshot);
+        }
+
+        return Deny(ContractGeneratorReasonCodes.InvalidIds, attemptSnapshot);
+    }
+
+    private static ContractIssueOperationResult Success(
+        ContractInstanceState snapshot,
+        string encounterTemplateId) =>
+        new(true, null, snapshot, encounterTemplateId);
+
+    private static ContractIssueOperationResult Deny(
+        string reasonCode,
+        ContractInstanceState? snapshot = null) =>
+        new(false, reasonCode, snapshot, null);
+}
diff --git a/server/NeonSprawl.Server/Game/Contracts/ContractGeneratorReasonCodes.cs b/server/NeonSprawl.Server/Game/Contracts/ContractGeneratorReasonCodes.cs
new file mode 100644
index 0000000..67be3ba
--- /dev/null
+++ b/server/NeonSprawl.Server/Game/Contracts/ContractGeneratorReasonCodes.cs
@@ -0,0 +1,15 @@
+namespace NeonSprawl.Server.Game.Contracts;
+
+/// <summary>Stable deny reason codes for <see cref="ContractGeneratorOperations.TryIssue"/> (NEO-147).</summary>
+public static class ContractGeneratorReasonCodes
+{
+    public const string PlayerNotWritable = ContractInstanceReasonCodes.PlayerNotWritable;
+
+    public const string ActiveContractExists = ContractInstanceReasonCodes.ActiveContractExists;
+
+    public const string InvalidIds = ContractInstanceReasonCodes.InvalidIds;
+
+    public const string NoEligibleTemplate = "no_eligible_template";
+
+    public const string UnknownTemplate = "unknown_template";
+}
diff --git a/server/NeonSprawl.Server/Game/Contracts/ContractInstanceIds.cs b/server/NeonSprawl.Server/Game/Contracts/ContractInstanceIds.cs
index 3317557..963bb19 100644
--- a/server/NeonSprawl.Server/Game/Contracts/ContractInstanceIds.cs
+++ b/server/NeonSprawl.Server/Game/Contracts/ContractInstanceIds.cs
@@ -1,3 +1,6 @@
+using System.Security.Cryptography;
+using System.Text;
+
 namespace NeonSprawl.Server.Game.Contracts;
 
 /// <summary>Id normalization for contract instance stores (NEO-146).</summary>
@@ -40,4 +43,23 @@ public static class ContractInstanceIds
 
         return $"{p}\0{i}";
     }
+
+    /// <summary>
+    /// Deterministic contract instance id from normalized seed inputs (NEO-147).
+    /// Format: <c>ci_{32 lowercase hex}</c> from SHA-256 of <c>{playerId}|{templateId}|{seedBucket}</c>.
+    /// </summary>
+    public static string MakeDeterministicInstanceId(string? playerId, string? templateId, string? seedBucket)
+    {
+        var p = NormalizePlayerId(playerId);
+        var t = NormalizeTemplateId(templateId);
+        var b = NormalizeSeedBucket(seedBucket);
+        if (p.Length == 0 || t.Length == 0 || b.Length == 0)
+        {
+            return string.Empty;
+        }
+
+        var payload = $"{p}|{t}|{b}";
+        var hash = SHA256.HashData(Encoding.UTF8.GetBytes(payload));
+        return $"ci_{Convert.ToHexStringLower(hash.AsSpan(0, 16))}";
+    }
 }
diff --git a/server/NeonSprawl.Server/Game/Contracts/ContractIssueOperationResult.cs b/server/NeonSprawl.Server/Game/Contracts/ContractIssueOperationResult.cs
new file mode 100644
index 0000000..afea0dd
--- /dev/null
+++ b/server/NeonSprawl.Server/Game/Contracts/ContractIssueOperationResult.cs
@@ -0,0 +1,11 @@
+namespace NeonSprawl.Server.Game.Contracts;
+
+/// <summary>
+/// Server-internal contract issue resolution envelope (NEO-147).
+/// HTTP DTOs via E7M4-08 (NEO-151).
+/// </summary>
+public readonly record struct ContractIssueOperationResult(
+    bool Success,
+    string? ReasonCode,
+    ContractInstanceState? Snapshot,
+    string? EncounterTemplateId);